Privacy Policy

Last updated: January 1, 2026

Ratixa is committed to protecting your privacy. This policy explains what data we collect, how we use it, and your rights.

Data we collect

Calculator inputs: All financial data you enter is processed entirely within your browser. It is never transmitted to our servers, stored, or shared with any third party.

Analytics: We use privacy-preserving analytics to understand aggregate usage patterns. All data is anonymised and cannot be tied to any individual user.

Advertising: Google AdSense may place cookies on your device to serve relevant ads. You can opt out via Google’s ad settings.

Newsletter: If you subscribe, we store your email address to send our weekly digest. Unsubscribe at any time.

Cookies

We use essential cookies (required for site function), analytics cookies (anonymised) and advertising cookies (Google AdSense). Manage preferences via our Cookie Settings page.

Your rights

• GDPR (EU/UK): You have the right to access, correct, delete or port your data. Contact us to exercise these rights.
• CCPA (California): You have the right to know what data is collected and to opt out of its sale. We do not sell personal data.

Contact

Privacy questions: use our contact form.